(Special Post) If the Universe is So Abundant, Why are We So Cheap? by Beth Raps

From Wikimedia Commons

We would all agree that the Universe is abundant. We love living here in this flow. We receive everything we need from the Universe and more. We extract endlessly from Her.

But we don’t give back with our money. Why are we so cheap? Given all we receive, why don’t we participate actively in the Universe’s generous giving like the creatrixes we are created to be? After 40 years’ work with money flow for organizations and individuals, here’s what I see:

Patriarchy: Yes, patriarchy is hugely to blame for the place we find ourselves. For more precision, let’s do, in the Euro-centric world, as bell hooks did and call it by its true name: white supremacist capitalist patriarchy. This monster has kept most of us down successfully for thousands of years, stealing from Nature and the Earth, women, Black people, Indigenous people, colonized people, poor people, working-class people, disabled people, queer people, and anyone else it could turn into fodder for its insatiable hunger for power-over.

OK, so, what keeps patriarchy in place?

Fear: Patriarchy’s ravaging keeps it blind to its own utter insecurity. We aid it when we behave like a resource it can colonize. When we abdicate our intrinsic, Universe-given, power and trim ourselves to bite-size, we get eaten. We actually learn to live bite-sized! We play small, live small, ask for little, and give even less. Why?

Belief in a Zero-Sum Game:  We believe there’s not enough to go around. Even though we espouse beautiful alternative beliefs, we don’t live them. We don’t let our deepest beliefs change our actions. Our actions with money betray our agreement that there’s not enough to go around. Our stinginess becomes our power: if we give, we have less, so we’d be fools to give. Where does this lead us?

Internalized Poverty: Almost half of women across income and profession have “bag-lady syndrome.” We fear ending up homeless and penniless—no matter how much money we have. This leads many of us to hoard money, hoard things, not give philanthropically, not create wills, estates, and trusts, not pay attention to our monthly money flow, not plan for how to allocate what money we have, not look at how to increase our flow if we want more. Almost no one feels rich. The Financial Times’s Lucy Kellaway wrote that the only thing the three super-rich people she asked to interview had in common was that “all of them protested when I applied the term to them.” She pointed out that it didn’t “matter that they were among the 1,000 richest people in the country–none of them saw themselves that way.” They are not alone! When was the last time you affirmed, ‘I’m wealthy!” and meant it? I openly declare that I am wealthy. My baseline income is $749 per month. Wealth is my lived state of mind. What makes the difference between seeing ourselves as wealthy or poor?

Learned Ignorance: We fear money. We fear talking about it and we fear thinking about it. Bag-lady syndrome wouldn’t have a chance if our high consciousness were applied to money. I’m not talking about becoming savvy investors; I’m simply talking about knowing our own financial flow intimately and in detail. This is what I called “becoming financially fierce.”

We’ve learned our historic lessons all too well. In the US, we are starting to read about the generational impact of redlining by banks for decades on communities of color resulting in people of color and African-Americans especially not being able to get home loans and mortgages, which means not being able to build wealth generationally as white families have done, by buying houses.

There is a multi-millennial history of women being iced out of wealthbuilding by men. Women have been forbidden to own property, make money, use money, and pass money or property on to our children. We still behave as though we are. We see money misogyny at work in the 2023 film, Inshallah A Boy in which, to quote IMDb’s film description, “A widow pretends to be pregnant with a son in order to save her daughter and home from a relative exploiting Jordan’s patriarchal inheritance laws.” Even though we don’t live under patriarchal laws like Jordan’s we act like we do. Our money ignorance, money squeamishness, and stinginess show that we have internalized our historic disempowerment.

What to Do?

Here are some quick and easy antidotes as well as some longer-term ones:

  • Shake yourself out of scarcity: Become a conscious financial giver. Yes, volunteering and other forms of exchange are vital. And sometimes, money is what’s needed. Whatever you have, give some of it. The Mago Work brought you this post: what about giving back financially? Start with a gift of any size to the Mago Community’s first-ever fundraising campaign. There is no way you haven’t enough to give! Gifts of $5 to $500 are actively welcomed.
  • Take my experiential session at the 2024 S/HE Divine Studies Online Conference. You’ll have the chance to heal money wounds and reclaim yourself as a budding money magician. Participants will benefit from my decades learning what sensitive, high-consciousness people need to align ourselves with money abundance specifically.
  • Get educated. Browse my free blog posts on money, and subscribe if you like them. Or consider doing some money healing with me 1:1 or in a group. I share inspirational writing and affordable offerings weekly in my newsletter.

A book that has changed my life and set me on the course of money abundance and financial fierceness is Money Magic, a workbook by the founder of moneycoaching Deborah L. Price that is full of clients’ personal stories and simple, kind, deep self-reflection exercises. Price was a financial advisor who couldn’t figure out why people made unhealthy choices with money when they had good information until the light went on for her: unhealthy money choices are a product of our emotions, not our rationality.

Got another idea? Share it in the comments below! Questions? Likewise!

Beth Raps, Ph.D.

Beth G. Raps, PhD is a philosopher, fundraising consultant, and money coach, certified by Deborah L. Price, founder of the Money Coaching Institute. Her work with money is here at RAISING CLARITY. Her philosophical work, including publication in Mago Books’s Celebrating Intercosmic Kinship of the Goddess, v. 2, interrogates theory with lived experience to strengthen both, emphasizing justice, culture, and creative solutions to policy and experiential problems. Many of her publications can be found here.


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